You should consider this coverage if you operate:
- Long-haul or short-haul trucks
- Dump trucks, tow trucks, or refrigerated trucks
- Delivery trucks and courier vehicles
- Construction or heavy equipment haulers
- Tankers or flatbeds used in logistics or transportation
Basic commercial truck insurance is subject to the law, however, it lets truckers choose among alternatives to customize their protection, whether possessing one vehicle or a large fleet spread across the country. Commercial truck insurance is meant to cover trucks and cargo only.